Terms & Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your access to and use of the website located at haemetcap.org (the "Site"), operated by Haemet Capital Holdings Limited ("Haemet Capital", "we", "us", or "our"), a company registered in England and Wales with its registered office at 167–169 Great Portland Street, Fifth Floor, London, W1W 5PE, United Kingdom.

By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms in full. If you do not agree with any part of these Terms, you must cease using the Site immediately.

We reserve the right to amend these Terms at any time. Amendments will be effective immediately upon posting to the Site. Your continued use of the Site following any amendment constitutes your acceptance of the revised Terms. We therefore recommend that you review this page periodically.

2. Use of the Site

The Site is provided for general informational purposes relating to Haemet Capital Holdings Limited and its business activities. You may use the Site only for lawful purposes and in accordance with these Terms.

• ◆You must not use the Site in any way that breaches any applicable local, national, or international law or regulation.
• ◆You must not use the Site to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material.
• ◆You must not use the Site to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
• ◆You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
• ◆You must not attack the Site via a denial-of-service attack or a distributed denial-of-service attack.

A breach of this clause may constitute a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and will co-operate with those authorities by disclosing your identity to them.

3. Intellectual Property

The Site and its entire contents, features, and functionality — including but not limited to all text, graphics, logos, images, and software — are owned by Haemet Capital Holdings Limited or its licensors and are protected by copyright, trade mark, and other intellectual property laws of England and Wales and international conventions.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Site solely for your personal, non-commercial informational purposes. This licence does not include any right to:

• ◆Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from the Site.
• ◆Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
• ◆Delete or alter any copyright, trade mark, or other proprietary rights notices from copies of materials from the Site.
• ◆Access or use the Site for any commercial purpose or for any public display (commercial or non-commercial).

The Haemet Capital name, crown and laurel crest logo, and the slogan "Quality Driven by Principle" are trade marks of Haemet Capital Holdings Limited. Nothing on the Site should be construed as granting any licence or right to use any trade mark without the prior written permission of Haemet Capital.

4. Accuracy of Information

The content on the Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site.

Although we make reasonable efforts to update the information on the Site, we make no representations, warranties, or guarantees, whether express or implied, that the content on the Site is accurate, complete, or up to date.

The Site may contain information about our business sectors, services, and capabilities. Such information is provided for illustrative purposes only and does not constitute an offer to provide any specific service or investment opportunity.

5. No Financial or Investment Advice

Nothing on the Site constitutes financial, investment, tax, legal, or any other form of professional advice. The information provided is for general informational purposes only.

Haemet Capital Holdings Limited is not authorised or regulated by the Financial Conduct Authority (FCA) to provide financial advice or investment services to the general public. Any enquiries regarding investment or financial matters should be directed to a qualified and FCA-authorised adviser.

Any reference to past performance, sector activity, or business operations on the Site does not guarantee future results. All business activities involve risk, and the value of investments can go down as well as up.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Haemet Capital, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, arising out of or in connection with:

• ◆Your access to or use of (or inability to access or use) the Site.
• ◆Any content obtained from the Site.
• ◆Unauthorised access to or alteration of your transmissions or data.
• ◆Any errors, inaccuracies, or omissions in the content of the Site.
• ◆Any interruption, suspension, or termination of the Site.

Nothing in these Terms shall limit or exclude our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable English law.

Our total liability to you in respect of all losses arising under or in connection with these Terms, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall not exceed £100.

7. Third-Party Links

The Site may contain links to third-party websites, resources, or services that are not owned or controlled by Haemet Capital. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

We do not warrant the offerings of any of these entities or individuals, or their websites. You acknowledge and agree that Haemet Capital shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites that you visit.

8. Disclaimers

The Site is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the Site will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses or other harmful components.

We reserve the right to withdraw or amend the Site, and any service or material we provide on the Site, in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Site is unavailable at any time or for any period.

9. Privacy and Data Protection

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy, which describes how we collect, use, and share information about you when you use the Site.

By using the Site, you consent to the collection and use of your information as described in our Privacy Policy.

10. Indemnification

You agree to defend, indemnify, and hold harmless Haemet Capital, its directors, officers, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms or your use of the Site.

11. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation.

If you are a consumer resident in another part of the United Kingdom or the European Union, you may also have the right to bring proceedings in the courts of your country of residence.

12. Severability and Waiver

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if such modification is not possible, it shall be deleted. The remaining provisions of these Terms shall continue in full force and effect.

No failure or delay by Haemet Capital in exercising any right or remedy provided under these Terms or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy.

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Haemet Capital with respect to your use of the Site and supersede all prior and contemporaneous agreements, representations, and understandings between you and Haemet Capital.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us: